Does liability coverage apply if you are hurt in this accident? We ask our experts at HH Insurance for their opinion, and it depends if this is a passenger or boat owner. If a passenger on a boat is injured for bodily injury and does not own the boat your liability coverage and medical payments coverage on your boat insurance policy would provide coverage. If this is the boat owner falling off the boat, you cannot sue yourself so no liability coverage would apply but medical payments coverage would apply.
Did you know that boat insurance is not mandatory to register a boat in most states? If you bought your boat and forgot to buy boat insurance, you would not have coverage for this type of passenger injury
Make sure your covered. Contact our marine experts at HH Insurance for a policy review. In addition to finding, you the right coverage in case you end up on Qualified Captain, you will get a $100 gift card to our store if you mention that you found them on our page. Click here to start saving.